Erie Bankruptcy Lawyer-Michael Graml

Many people in Pennsylvania struggle to pay their bills. They may lose hope that they'll ever be able to cover their debt. One option they may turn to is bankruptcy.

There's no magic formula for deciding when bankruptcy is the right choice. It's an option you might consider if you:

Bankruptcy does not get rid of all debts. You're still responsible for:

As a Pennsylvania consumer, you can file for bankruptcy in Pennsylvania under either:

Bankruptcy Abuse Prevention and Consumer Protection Act

On April 20, 2005, the President signed into law the Bankruptcy Abuse Prevention and Consumer Protection Act, which limits individual access to US bankruptcy courts. Some of the changes, which were effective October 17, 2005, included:

What Can I Keep?

"Exempt" property is property that you are allowed to keep. What property is exempt in your particular case will be determined upon a review of your property interests in relation to the exemptions available under applicable federal and state laws. The items and amounts in this section may change in the future. Updated information can be found in the state code.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.